Community Associations

Community Associations face a unique set of challenges when it comes to their insurance. With a long history of insuring Community Associations both large and small, our team has assembled a collection of products and services tailored to accommodate the needs of each Community.

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We are well-versed in Association exposures, and have a passion for helping Board Members understand and navigate the complexities of obtaining a Master Insurance Policy, while simplifying the process. Association’s governing documents are reviewed to evaluate exposures and determine the insurance responsibilities of each party to ensure compliance and solvency.

Our direct access to a wide range of insurance carriers and specialty programs allows us to offer your Association Community comprehensive and competitive insurance solutions. With a client roster that includes hundreds of Associations, we offer solutions for the following needs:

  • Condominium Associations
  • Townhome Associations
  • Single Family Home Associations
  • Planned Unit Developments
  • Apartments
  • Commercial Condominiums
  • Tenancies In Common and Cooperatives

Common Coverages for Community Associations

General Liability

Directors & Officers

Umbrella / Excess Liability

Workers’ Compensation

Crime / Fidelity

Volunteer Accident

Cyber Liability

Employment Practices Liability (EPLI)


  • Blanket Building Coverage
  • Association Owned Personal Property
  • Building Ordinance or Law (Building Code Upgrades)
  • Debris Removal
  • Upgrades & Improvements
  • Earthquake & Flood
  • Outdoor Property
  • Trees, Shrubs, Landscaping
  • Sewer & Drain Back Up
  • Equipment Breakdown


As your partner in business, we want to help your business thrive. That is why provide vital business services, without passing any extra costs onto you.

Association Services

community association insurance services

CC&R Review & Interpretation

Reserve Analysis review

Budget Review

Coverage Audits

Board Meeting Attendance (virtual or in-person)

Dedicated service team for unit owner’s mortgage lending compliance

Workers’ Comp Services
Claims Services
Technology Solutions

Why George Petersen?

We don’t work for an insurance company; we work for you. By earning the confidence and respect of our customers, we build lasting relationships as part of their decision-making team. Ultimately, this approach results in a client retention rate that is consistently over 95%, one of the highest in the industry.

Giving back to the communities that our employees and clients live in is an important part of our philosophy. See what we are doing to keep our communities thriving.

We take pride in providing our employees a great place to work and providing top level service to our clients. We are honored when others recognize these efforts, take a look at some of the recognition we have received.

Whether you’re looking to protect your family, home or business, we have the experience you’re looking for.

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