Homeowners Association Insurance

Insurance made for your hoa.

Homeowners Associations face a unique set of challenges when it comes to their insurance. With a long history of insuring Associations both large and small, our team offers a collection of products and services tailored to accommodate the needs of Community Associations.

a proud member of:
Echo logo

Our direct access to a wide range of insurance carriers and specialty programs allows us to offer your HOA comprehensive and competitive insurance solutions. With a client roster that includes hundreds of Associations, we offer solutions for the following needs:

  • Condominium Associations
  • Townhome Associations
  • Single Family Home Associations
  • Planned Unit Developments
  • Apartments
  • Commercial Condominiums
  • Tenancies In Common and Cooperatives

Whether you need insurance for your condo, townhome association, or apartments, we have the experience you’re looking for.

Your Dedicated & Experienced agent

Rachel Adams

Rachel Adams, CIC

Principal / Vice President

With over 15 years of Community Association insurance experience, Rachel is well versed in Association exposures and considered a leading authority for her knowledge with insuring Common Interest Developments. She has developed a passion for helping Board Members understand and navigate the complexities of obtaining a Master Insurance Policy, while simplifying the process.

Work with Rachel today and obtain competitive insurance solutions!


As your partner in business, we want to help your business thrive. That is why we have invested in these resources, without passing any extra costs onto you.

Association Services

community association insurance services

CC&R Review & Interpretation

Reserve Analysis review

Budget Review

Coverage Audits

Board Meeting Attendance (virtual or in-person)

Dedicated service team for unit owner’s mortgage lending compliance

Workers’ Comp Services
Claims Services
Technology Solutions

Common Coverages for Community Associations

General Liability

Directors & Officers

Umbrella / Excess Liability

Workers’ Compensation

Crime / Fidelity

Volunteer Accident

Cyber Liability

Employment Practices Liability (EPLI)


  • Blanket Building Coverage
  • Association Owned Personal Property
  • Building Ordinance or Law (Building Code Upgrades)
  • Debris Removal
  • Upgrades & Improvements
  • Earthquake & Flood
  • Outdoor Property
  • Trees, Shrubs, Landscaping
  • Sewer & Drain Back Up
  • Equipment Breakdown

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