Newsletters
Voluntary Benefits Are No Longer Optional
With health insurance costs continuing to climb, many employers are finding that standard medical coverage alone doesn’t offer enough financial protection for their staff. Voluntary Benefits could be the answer. Rising deductibles, higher out-of-pocket maximums, and the soaring cost of care are pushing workers to look for other ways to fill the gaps. Employers can…
Read MoreHow to Deal with an OSHA Inspection after an Employee Complaint
OSHA will inspect a workplace for a variety of reasons. These include following a worker injury and always after a worker’s death. Inspections may also occur randomly or as part of a program aimed at a particular industry that OSHA has decided to target. Another way an inspection may occur is if an employee contacts…
Read MoreCumulative Trauma Claims Driving Workers’ Comp Costs
One of the largest writers of workers’ compensation insurance in California recently sounded the alarm about the growth of costly cumulative trauma claims in the state. In a recent earnings call with analysts, the insurer, Employers Holdings, highlighted the drag these claims have on its results. This came a month after the Workers’ Compensation Insurance…
Read MoreWildfire Disclosure Rule for Home Sales Takes Effect
If you’re selling a home in a high-risk wildfire area of California built before 2010, you now face stricter disclosure requirements under new rules. These rules took effect this summer. The new rule requires sellers to tell buyers not only that the property is in a fire-prone zone but also disclose what steps they have…
Read MoreYou’re Responsible for Employees Driving on the Job
Many business owners don’t think twice when asking a worker to run to the office supply store, to the bank, or run another errand for the company while on the clock. But as soon as that employee enters their personal vehicle on a trip for your business, you automatically become vicariously liable for their actions.…
Read MoreHealth Insurers Pledge to Simplify Prior Authorization
In a major announcement, America’s Health Insurance Plans (AHIP) said that more than 50 major insurers — including UnitedHealthcare, Aetna, Cigna and various regional Blue Cross Blue Shield plans — have pledged to significantly streamline the prior authorization process and improve the patient care experience. This shift could bring relief to more than 250 million…
Read MoreDon’t Wait for a Leak to Replace Your Roof
It’s one of the biggest and most costly mistakes homeowners make: They pay no mind to an aging roof until they see a leak from the inside. But by the time water damage becomes visible from inside the home, there may already be extensive rot and mildew between the ceiling and roof. Suddenly, instead of…
Read MoreCalculating the Cost of Workplace Injuries
It’s no secret that workplace accidents can cost your company dearly. There’s not only the loss of an employee who has to take time off work for treatment and recovery but also the hiring and training costs for a replacement, the risk of citations and fines by OSHA, and the likelihood of increased workers’ comp…
Read MorePay Attention to Policy Milestones to Reduce Workers’ Comp Costs
Once they have paid their annual premium, many employers pay scant attention to their workers’ comp policy until the renewal date starts closing in. Unfortunately, that’s not the best time to attempt to control costs. The Workers’ Comp Quarterly Claims Review Process Because workers’ comp is one of the most loss-sensitive insurance policies, and as…
Read MoreNew Law Expands Mandatory Paid Sick Leave in California
With group health plan open enrollment nearly upon us, employers should be focusing on driving engagement so that their employees can make informed decisions about their health insurance options. We want to help you help your employees understand all of their options so that they can purchase a plan that is appropriate for their situation.…
Read MoreNew Law Prevents 9 Million Surprise Medical Bills
As many as 9 million surprise medical bills have been prevented since January due to the impact of the No Surprises Act, according to a new report. This is the first data that indicates the law, aimed at eliminating surprise medical billing for patients getting emergency treatment, is working. The number of claims subject to…
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