Self-Driving Cars and Your Insurance

Aerial view of a bright orange car driving on a street. The car is next to a pedestrian crossing and in front of a stop line with the word "Stop" painted on the road. The car uses sensors and radar to detect the pedestrians. Concept of new car technology like autonomous driving.

A small but growing number of vehicles on U.S. roads can operate without human control in defined conditions, which is challenging long-standing assumptions in auto insurance about who is responsible when a crash occurs. This creates a dilemma since insurance pricing, claims handling and medical bill payments after an accident are all built around fault.…

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Adult Children on Your Policies Can Create Coverage Gaps

Adult Children on Your Policies Can Create Coverage Gaps

These days many families are assisting their adult children financially far longer than parents of earlier generations did. That kind of support for college, and sometimes basic survival, can create insurance coverage gaps for the adult child that can be a major risk to the parents’ financial wellbeing. If you have an adult child who…

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Avoid Falling Victim to a Staged Car Crash Scam

The staged car accident scam is growing as perpetrators are getting craftier about entrapping unsuspecting motorists. Scammers usually meticulously plan their staged car accidents, leaving nothing to chance. You may not even know it was staged, while witnesses may only catch a glimpse and think they saw something they didn’t. Here are some common scams:…

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Commercial Auto Rates Continue Climbing

By now, you’ve likely noticed that your commercial automotive insurance rates have been increasing since last year, and for now there seems to be no slowing the momentum. The increase is probably noticeable since the period between 2011 and 2016 saw rates drop thanks to a number of factors, including fewer accidents, fewer cars on…

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